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Start taking control of your debt with Proper Funding.

  • no fees
  • one fixed low rate
  • debt-free in 24 to 48 months
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Who we are.

Proper Funding prides itself on taking a customer first attitude toward money. Your priorities are ours. With a low interest rate debt consolidation loan from Proper Funding, you'll make one simple monthly payment at almost 50% less than what you are currently paying.

No more calls from creditors, no more high interest rates, no more paying the minimum balance. Start taking control of your debt with Proper Funding.

Get Started →

The 3 Keys to Becoming Debt Free

1

Complete our application: we aren't asking for anything complicated— just some estimates to help us get to know you.

Note: Your credit score will not be impacted.

2

Within 1 hour, you will be connected with your personal financial consultant who will get to know you, review our process, and answer any questions you may have.

3

Start making payments that are up to 50% less than your current payments.

Call us now!
888-859-9647

Calculator

See how much you can save.

$.00
$.00
  % 

Current Rate

Following your current payment plan, you will pay total interest of
 
to your current banking institution before paying off your debt.

Proper Funding Rate

With Proper Funding, you will pay total interest of
 
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Testimonials

  • Kathleen C.

    Miami, FL

    My job got "outmoded" and I didn't know what to do. I didn't have a lot of training or skills. I used my credit cards to sign up for online classes to help me. But the interest rate on the student loans combined with the tuition put me in a worse position than when I started. I was panicked. Proper Funding helped me pay down the credit card bills so that I could focus on paying off my student loans. Now, I am debt free and in a new job. I appreciate all you did for me.

  • Charles N.

    Milwaukee, WI

    When I got married, we put all the expenses on our credit card. Boy was that a mistake. We thought people would give a lot of money for our wedding and we could pay it back, but that didn't happen. We spent way more than we should have. And, started off our marriage in a lot of debt. Proper Funding got us on track. We won't let this happen again.

  • Jeremy S.

    Tucson, AZ

    When I graduated from school, my student loans were overwhelming. I ran up my credit cards just so that I could go out with friends and then the interest kept building. I was struggling. I was so excited when I got the offer from Proper Funding because I didn't know what else to do.

  • Jaime L.

    Fresno, CA

    There's no other way to say it. We were in trouble. "Lights off" kind of trouble. We had gotten ourselves into the worst situation and believed no one could help. When we got the letter from Proper Funding we didn't think we would qualify. They made us feel better, listened to, and cared for. We are beyond grateful. Thank you, Proper Funding.

Questions? We've got answers.

Call us!
888-859-9647
What is an unsecured low-interest rate debt consolidation loan?
Proper Funding is offering you an unsecured low-interest rate debt consolidation loan for your unsecured high-interest credit card debt. A Proper Funding debt consolidation loan is used to combine multiple debts into one. Instead of a pile of bills, you will have only a single monthly payment. By consolidating your unsecured credit card into a low-interest rate consolidation loan, you will know exactly how much you have to pay each month... and when you will be out of debt. While a debt consolidation loan doesn't eliminate your debt, it makes paying it off easier and more predictable. At Proper Funding, your priorities are our goals: making your debt more affordable, predictable, and consistent.
How do I know if I qualify for a Proper Funding unsecured low-interest debt consolidation loan?
If you are a consumer who has at least $15,000 in high-interest rate unsecured credit card debt and a FICO score ranging between 420-740, you are a great candidate for our program. Our program is designed to help you get a lower interest rate than you are currently paying over multiple unsecured credit cards. If you are curious about potential savings, please try our calculator.
Can I consolidate my mortgage, student loans, or auto loans?
At Proper Funding we can help you consolidate your unsecured credit card debt.
Is completing this application going to affect my credit score?
No. Completing our application will not affect your credit score because we do not ask for any personal identifying information or any account numbers.

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